Sanjay Kumar Singh &Amp; Karthik Jerome

Stories by Sanjay Kumar Singh &Amp; Karthik Jerome

Why KYC Is Important

Why KYC Is Important

Rediff.com   5 Mar 2024

'Clients deemed higher-risk are required to update their KYC more frequently.'

Time To Book Profits In PSU Funds?

Time To Book Profits In PSU Funds?

Rediff.com   4 Mar 2024

While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.

Investing In Cryptocurrencies? Read This

Investing In Cryptocurrencies? Read This

Rediff.com   29 Feb 2024

If investing in Bitcoin, adopt a three to five-year horizon and invest systematically to gain from its volatility.

Will Paytm Curbs Affect Users?

Will Paytm Curbs Affect Users?

Rediff.com   23 Feb 2024

Get a new QR code from an alternative provider. PhonePe, Google Pay, Pine Labs, etc are some of the other service providers.

How To Deal With Rising Rents

How To Deal With Rising Rents

Rediff.com   19 Feb 2024

While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.

Applying For Home Loan? Read This!

Applying For Home Loan? Read This!

Rediff.com   15 Feb 2024

Enhancing your credit score is the key to improving loan eligibility and securing a favourable interest rate.

Self-Employed? How To Get Term Insurance?

Self-Employed? How To Get Term Insurance?

Rediff.com   13 Feb 2024

A prudent guideline for self-employed individuals is to target at least 10 to 15 times their actual annual income when determining life insurance coverage.

Should You Invest In ELSS?

Should You Invest In ELSS?

Rediff.com   9 Feb 2024

If you are overweight on fixed-income instruments, go for ELSS, and vice versa.

How To Stay Unaffected In A Bear Market

How To Stay Unaffected In A Bear Market

Rediff.com   5 Feb 2024

Once a quality stock has been bought, the next challenge is to hold on to it -- no mean feat in this age of information overload and incessant noise.

Time To Invest In Floating-Rate Funds?

Time To Invest In Floating-Rate Funds?

Rediff.com   27 Jan 2024

Opinions vary, but fund managers remain bullish.

Crypto Investments: Brace For Volatility, Regulation Threat

Crypto Investments: Brace For Volatility, Regulation Threat

Rediff.com   24 Jan 2024

Those who want to invest should consider their risk appetite. Youngsters may go for it as they have a longer horizon to recover from a setback.

Should You Invest In SSY?

Should You Invest In SSY?

Rediff.com   19 Jan 2024

It is a good option for parents of girl children who want a debt product and do not mind its low liquidity.

Should You Deposit Money In FD?

Should You Deposit Money In FD?

Rediff.com   18 Jan 2024

Longer-tenure FDs generally give higher returns. Nonetheless, going for a tenure higher than two to three years is not advisable.

Should you invest in longer-duration debt funds?

Should you invest in longer-duration debt funds?

Rediff.com   11 Jan 2024

'If rate cuts happen, bond yields will come down and investors will make mark-to-market capital gains on them.'

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Be Warned: Restarting Stalled Vehicle In Flooded Area Magnifies Damage

Rediff.com   26 Dec 2023

'Exit the car and call for your vehicle to be towed.'

Want To Invest For Your Child's Future?

Want To Invest For Your Child's Future?

Rediff.com   21 Dec 2023

Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'

Want To Invest In IPOs? Read This

Want To Invest In IPOs? Read This

Rediff.com   14 Dec 2023

Patience can be rewarding. 'Post-listing, sanity often returns to valuations of newly-listed businesses within six to nine months. Buy then.'

Avoid Mistakes In Health Insurance Claim

Avoid Mistakes In Health Insurance Claim

Rediff.com   12 Dec 2023

Policy owners need to avoid errors on their part to prevent claims from being denied.

Looking For Guaranteed Long-Term Returns?

Looking For Guaranteed Long-Term Returns?

Rediff.com   8 Dec 2023

These plans are best suited for individuals with a lower risk appetite as they provide guaranteed benefits.

Loans May Become Costlier

Loans May Become Costlier

Rediff.com   4 Dec 2023

'Try to obtain a secured personal loan or credit card by offering some collateral, such as a fixed deposit or gold.' 'Not only will this improve your eligibility, but the lender may even offer a lower interest rate.'